Are solar panels worth it in 2026?

For homeowners who own their home, have high utility bills, and live in a sunny state, solar can provide real savings. However, leases and high-interest loans often eliminate the financial benefit.

What is the average payback period for solar panels?

The average payback period for a purchased solar system is 7-12 years, depending on your location, electricity rates, and system size.

Do solar panels increase home value?

Owned solar systems typically increase home value by 3-4%. Leased systems can actually complicate home sales.

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Are Solar Panels Worth It?

An honest assessment of whether solar panels are worth it in 2026, including when they make sense and when they do not.

When Solar Panels May NOT Be Worth It

You plan to move within 5-7 years
Your state has eliminated or reduced net metering
You are financing with a high-interest solar loan
Your electricity rates are already low
Your roof needs replacement within 10 years
You are leasing rather than purchasing the system
The payback period exceeds 12-15 years

Get Help With Your Solar Contract

Our partner attorneys offer free, no-obligation reviews of solar contracts. Find out your options today.

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Solar Loan Balloon Payment Problems

The hidden balloon payment trap in solar loans explained.

Solar Lease vs. Loan: Which Is Worse?

A side-by-side comparison of solar lease and loan traps.

Solar Lease Disadvantages

The real downsides of solar leases most salespeople hide.

Solar Loan Refinancing Options

Can you refinance a solar loan? What are your options?

Are Solar Panels Worth It?

When Solar Panels May NOT Be Worth It

Get Help With Your Solar Contract

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