Cancel Your Sunnova Contract — Bankruptcy Changed Everything (2026)

Sunnova Bankruptcy Changes the Rules

When a company files Chapter 11 bankruptcy, its executory contracts — agreements where both parties still have ongoing obligations — can be assumed or rejected by the bankruptcy estate. If Sunnova's solar service agreements are rejected in bankruptcy, the homeowner is released from the contract and becomes an unsecured creditor for any damages. This is a materially different situation than a healthy company where the contract simply feels permanent.

You do not need to wait passively for this process. File a proof of claim in the Sunnova bankruptcy proceeding immediately. Document every complaint, every underperformance event, every warranty claim denied, and every month the system was not functioning. Your damages claim is filed there — and it protects your interests regardless of how the bankruptcy proceeds.

The 3-Day Right

If you signed any Sunnova agreement within the last 3 business days, cancel by certified mail immediately. This right exists independent of the bankruptcy.

Breach of Contract Before Bankruptcy

If your Sunnova system underperformed its contracted guarantee, went offline for extended periods, or caused unrepaired damage before the bankruptcy filing, you had breach of contract grounds that pre-date and survive the bankruptcy. These claims belong in your proof of claim filing.

Your Loan Continues — But Has Defenses

If you have a Sunnova loan or a loan from GoodLeap or another lender for a Sunnova system, payments continue to the lender. The FTC Holder Rule may give you defenses against the lender based on Sunnova's fraud or breach. Consult a consumer attorney immediately.

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Frequently Asked Questions

What happens to my Sunnova contract in bankruptcy?+

In Chapter 11, Sunnova's executory contracts can be assumed or rejected. If rejected, you are released from the contract and become an unsecured creditor. File a proof of claim in the bankruptcy proceeding immediately to protect your rights.

How do I file a proof of claim in the Sunnova bankruptcy?+

Search for the Sunnova bankruptcy case at pacer.gov to find the case number and bar date for claims. File your proof of claim before the deadline. Include all damages: system underperformance, warranty claims denied, and any outstanding roof damage.

Do I still have to pay my solar loan if Sunnova went bankrupt?+

Your loan obligation continues with the separate lender. However the FTC Holder Rule may give you defenses based on Sunnova's fraud or breach. Consult a consumer attorney before stopping payments — unilateral stoppage triggers default.

Can I cancel my Sunnova contract right now?+

If within 3 business days of signing, yes — cancel by certified mail immediately. Otherwise, pursue breach of contract grounds for system underperformance, file a proof of claim in bankruptcy, and consult a consumer attorney about the full landscape of options.

What if my Sunnova system is not working?+

Document every day of non-production. File a proof of claim in the bankruptcy for damages including the value of electricity you should have received. Consult a consumer attorney about FTC Holder Rule defenses against your lender.

Is there a class action against Sunnova?+

Legal proceedings related to Sunnova are ongoing. Search for current Sunnova litigation to determine whether class actions have been filed and whether you qualify. Your state AG may also be coordinating collective relief for Sunnova homeowners.