GoodLeap Solar Loan Complaints in Florida — What Borrowers Report (2026)
Florida GoodLeap borrowers report dealer fees not disclosed at closing, hurricane damage loan disputes, and loans that survived contractor failures. Here is what you can do.
Quick answer
Florida GoodLeap solar loan complaints focus on dealer fees not disclosed at signing, interest that accrues during long installation delays, and loan cancellation denials after contractor failures. Florida has seen multiple solar company bankruptcies, leaving GoodLeap borrowers with loans for systems that were never completed.
GoodLeap in Florida: Solar Loan Complaints in a Hurricane-Prone Market
GoodLeap is one of the most active solar loan originators in Florida, financing installations for dozens of contractors operating in the Tampa Bay, Miami, Orlando, and Jacksonville markets. Florida's unique climate — including hurricane season — creates loan complaint patterns that are distinct from other states.
Top GoodLeap Complaints from Florida Borrowers
1. Hurricane Damage and Loan Obligations
When hurricane-force winds damage or destroy solar panels, Florida GoodLeap borrowers face a difficult situation: their loan obligation continues regardless of whether their system is producing power. Florida homeowners report that GoodLeap continued collecting payments on loans for systems that were destroyed or severely damaged by hurricanes, while insurance coverage disputes with homeowner's insurers dragged on for months.
2. Dealer Fees Not Disclosed at Closing
The same dealer fee opacity that affects GoodLeap borrowers in Texas is present in Florida. Dealer fees added to the loan principal without clear disclosure at closing are the most common GoodLeap complaint in Florida.
3. Contractor Failures and Loan Continuity
Several solar contractors who originated GoodLeap loans in Florida have since gone bankrupt or ceased operations. Florida borrowers report that GoodLeap continued collecting payments even after the installing contractor failed.
Florida Legal Protections for GoodLeap Borrowers
FTC Holder Rule
Check your GoodLeap loan contract for the FTC Holder Notice. If present, you can assert against GoodLeap any claims you have against the solar contractor.
FDUTPA Claims
Florida's Deceptive and Unfair Trade Practices Act provides remedies for undisclosed fees and deceptive financing practices. File a complaint with the Florida AG at myfloridalegal.com.
Related Resources
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Frequently asked questions
Are GoodLeap dealer fees legal in Florida?
Dealer fees are legal but must be disclosed. Florida's Deceptive and Unfair Trade Practices Act (FDUTPA) requires material disclosures in consumer contracts. Undisclosed dealer fees may violate FDUTPA.
What can I do if my Florida solar installer went bankrupt and I have a GoodLeap loan?
File a claim in the bankruptcy court, dispute the loan with GoodLeap citing failure of consideration, and file complaints with the Florida AG and CFPB. An attorney can help you argue the loan should be voided if the system was never completed.
Can I cancel a GoodLeap loan in Florida?
Within 3 days under the FTC rule. After that, Florida's FDUTPA provides grounds if there was misrepresentation. Contact a consumer protection attorney for a free case review.
How do I contact GoodLeap to dispute my loan?
Call GoodLeap at 1-800-975-3950 or email support@goodleap.com. Send all disputes in writing via certified mail to preserve your legal rights.