Consumer Watchdog ReportBBB: B

Solar Mosaic / Mosaic Complaints
& Consumer Watchdog Report

1,234 BBB complaints. 756 CFPB filings. Real homeowners. Real problems. Find out if you have options.

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1,234
BBB Complaints
756
CFPB Filings
B
BBB Rating
2010
Year Founded

About Solar Mosaic / Mosaic

Mosaic is a major solar financing company that provides loans through a network of solar installation dealers. Consumers have filed numerous CFPB complaints about hidden dealer fees, unclear loan terms, and difficulties with property sales due to UCC fixture filings. The company's tablet-based signing process has been criticized for not giving borrowers adequate time to review terms.

Founded 2010 · Operating in 22 states

Most Common Solar Mosaic / Mosaic Complaints

Patterns identified from BBB filings, CFPB reports, and consumer submissions.

  • 1Hidden dealer fees adding 20-35% to total loan cost
  • 2Loan documents signed on tablet without adequate review time
  • 3Payment escalation terms not prominently disclosed
  • 4Difficulty obtaining payoff statements for refinancing
  • 5UCC-1 fixture filings creating title complications for home sales
  • 6Customer service outsourced with limited authority to resolve issues

Recognize any of these? If your experience matches these complaint patterns, you may have grounds to challenge your contract.

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Government & Legal Actions

CFPB review of solar lending practices (2023). California DFPI investigation into dealer fee disclosures. Connecticut Department of Banking review of solar loan marketing materials.

Source: State AG offices, FTC, CFPB public records

States Where Solar Mosaic / Mosaic Operates

Click a state to see local complaint data and consumer resources.

Frequently Asked Questions

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