BANKRUPT — Contracts Still ActiveBBB: F

Sunlight Financial Complaints
& Consumer Watchdog Report

987 BBB complaints. 567 CFPB filings. The company has filed for bankruptcy — but your contract obligations may still be enforced.

100% Free · No Obligation · Results in 24–48 Hours

987
BBB Complaints
567
CFPB Filings
F
BBB Rating
2014
Year Founded

⚠️ Sunlight Financial Has Filed for Bankruptcy

Bankruptcy does not automatically cancel your solar contract. A trustee or acquiring company may still enforce your loan or lease payments. Homeowners who act quickly have more options — including contract rescission, loan challenges, and negotiated settlements.

Get a free review of your options →

About Sunlight Financial

Sunlight Financial was a major solar loan provider that went bankrupt in 2023, leaving tens of thousands of borrowers uncertain about who services their loans and how to resolve disputes. The bankruptcy has created significant confusion as loan portfolios have been sold to various servicers, often without clear notification to borrowers.

Founded 2014 · Operating in 15 states

Most Common Sunlight Financial Complaints

Patterns identified from BBB filings, CFPB reports, and consumer submissions.

  • 1Loan servicing disruptions during bankruptcy proceedings
  • 2Inability to obtain payoff quotes or account statements
  • 3Automated payments continuing despite company bankruptcy
  • 4Loan portfolio sold to unfamiliar servicers without notification
  • 5Customer data security concerns during asset liquidation
  • 6No clear point of contact for existing borrowers

Recognize any of these? If your experience matches these complaint patterns, you may have grounds to challenge your contract.

Check If You Qualify

Government & Legal Actions

CFPB monitoring of loan servicing transfers during bankruptcy. Multiple state financial regulators tracking consumer impacts of Sunlight Financial collapse. SEC investigation into financial disclosures prior to bankruptcy.

Source: State AG offices, FTC, CFPB public records

States Where Sunlight Financial Operates

Click a state to see local complaint data and consumer resources.

Frequently Asked Questions

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Thousands of Homeowners Have Gotten Out of Bad Sunlight Financial Contracts

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