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Solar Loan Problems

Common solar loan problems including hidden dealer fees, high interest rates, and what to do if you are trapped in a bad solar loan.

Common Solar Loan Problems

  • Dealer fees of 20-40% added to loan principal without disclosure
  • Interest rates of 9-25% marketed as low or competitive
  • Loan terms of 20-25 years that outlast system warranties
  • Prepayment penalties that make refinancing impossible
  • Escalator clauses that increase payments annually
  • Negative amortization loans where balance grows despite payments

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