Dividend Finance is a solar lender, not a solar company. If your solar installer committed fraud or failed to deliver what was promised, the FTC Holder Rule gives you the right to assert those claims against Dividend Finance as the lender. File a CFPB complaint, document all failures, and consult a consumer attorney before stopping payments.
The System Failed. Dividend Finance Did Not.
Your solar system is sitting on your roof generating nothing. Or maybe it worked for six months and then died. Or maybe the installer that Dividend Finance paid at closing has since gone out of business, left the state, or declared bankruptcy. And every month, Dividend Finance Auto-drafts your bank account like clockwork — because to them, the loan is performing perfectly fine.
⚡ FREE 60-SECOND CASE REVIEW
Can We Help You Get Out of Your Solar Contract?
In 60 seconds, one of our experts can assess your situation. Most homeowners qualify for one of two outcomes:
- Contract fully canceled — no more payments. You keep the equipment and can hire any contractor to service a system that should last 25+ years, completely free and clear.
- Contract reduced 30–60% — dramatically lower monthly payments, putting real money back in your pocket every year.
This is how solar lending is designed. The dealer sells you solar, points you at a lender, and the lender pays the dealer at closing. After that, the dealer's performance is irrelevant to the lender's income. You are paying for a broken promise, and the financial company has no contractual obligation to care.
Except — the law gives you a weapon most homeowners never know about.
The FTC Holder Rule
Federal Trade Commission regulations require that consumer credit contracts include a specific Holder Rule notice. If your Dividend Finance loan agreement contains it — and it should — you can assert your solar installer's fraud or breach of contract directly against Dividend Finance, up to the amount you have paid on the loan. This is a legitimate, federally mandated consumer protection that solar lenders do not advertise.
📋 Our Experts Assess 14+ Legal Exit Strategies
Two Outcomes. Zero Risk to Find Out.
A 15–20 minute expert case review covers every legal angle available to you — bankruptcy grounds, consumer fraud claims, material breach, dealer fee fraud, and more. Most homeowners qualify for full cancellation or a significant reduction.
Get My Free Case Review →Common Dividend Finance Complaint Scenarios
System was installed but never activated — Dividend Finance started billing immediately. Sales rep promised full utility bill elimination but bills have not changed. Production guarantee payments were owed but never made. Installer went bankrupt with no warranty service. Loan interest rate was higher than verbally disclosed at signing.
CFPB Complaint Process
File at consumerfinance.gov/complaint. Select 'Mortgage or Solar Loan' as the product type. Include specific dates, dollar amounts, and the exact promises that were made versus what was delivered. The CFPB requires a formal written response from Dividend Finance within 15 days. This record supports both individual resolution and larger enforcement patterns.
Get Help Now
If Dividend Finance is collecting on a solar system that has failed to deliver, get expert help. Free contract review at breakyoursolarcontract.com — find out what leverage you actually have.
Free • Confidential • No Obligation
Find Out in 60 Seconds If You Can Break Your Solar Contract
Our experts review your contract against 14+ legal grounds — bankruptcy clauses, dealer fee fraud, consumer protection statutes, material breach, and more.
✅ Outcome 1: Contract fully canceled — keep equipment, zero payments, free system for 25+ years
✅ Outcome 2: Contract reduced 30–60% — dramatically lower monthly payments
No credit check. No upfront cost. Real solar contract experts.
Is Your Solar Contract Trapping You?
Thousands of homeowners are stuck in bad solar deals. Get a free review and find out if you have options.
Get Your Solar Contract Reviewed
Not sure if your deal was structured fairly? Our free review helps you understand your rights and options.
Get Free Contract Review →