When your solar installer goes out of business, three things do not end: your loan payments, your equipment warranties from the manufacturer, and your legal options. Panel and inverter warranties from manufacturers like LG, SunPower, Enphase, and SolarEdge typically survive installer closure. Your loan obligation continues but the FTC Holder Rule may give you defenses against the lender. Your state's contractor licensing board may have a surety bond claimable for unresolved complaints.
The Call That Does Not Connect Anymore
You have been trying to get someone to come look at your system. The phone rings and rings. Or goes to a full voicemail. Or the recording says the number has been disconnected. You Google the company and find a news article — they filed for bankruptcy. Or they just closed. The website is down. Nobody is answering.
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You still have a loan payment due in two weeks.
Here is everything you need to know about what happens when your solar company goes out of business.
What Happens to Your Equipment Warranty
This is the first question most homeowners ask, and the answer is generally better than expected. Equipment warranties are issued by the manufacturers — LG Solar, SunPower panels (despite corporate bankruptcy, panel warranties are typically honored), Enphase inverters, SolarEdge inverters, QCells — not by the installer. These warranties typically run 10 to 25 years and survive installer closure. Contact the manufacturer of your panels and inverter directly using the model numbers on your system. Request warranty service.
The workmanship warranty — covering installation quality issues like roof leaks and wiring problems — is a different story. This was provided by the installer, not the manufacturer. When the installer closes, this warranty typically disappears unless the company had warranty insurance or a bonded arrangement.
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Get My Free Case Review →Your State Contractor Bond
Most states require licensed solar contractors to post a surety bond before operating. This bond is claimable by homeowners for unresolved contractor misconduct, installation defects, and contract breaches. When the contractor closes, the bond typically remains in force for a period afterward. Contact your state contractor licensing board immediately to find out whether the closed company had a bond and how to file a claim against it. In California that is the CSLB at cslb.ca.gov. In Texas, TDLR at tdlr.texas.gov. In Florida, DBPR at myfloridalicense.com.
Your Loan Still Exists
If you financed your solar system through GoodLeap, Mosaic, Sunlight Financial, Dividend Finance, or another solar lender, your loan obligation continues after the installer's closure. The lender is a separate entity and the installer's bankruptcy does not forgive your loan. However, the FTC Holder Rule may give you defenses against the lender if the installer committed fraud or breach of contract. Pull your loan document and look for the Holder Rule notice. Consult a consumer attorney.
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Stuck with a failed installer's broken system and an ongoing loan payment? You have more options than you think. Free contract review at breakyoursolarcontract.com.
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✅ Outcome 2: Contract reduced 30–60% — dramatically lower monthly payments
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