Mosaic Solar Bankruptcy: What Borrowers Need to Know
Solar Mosaic, one of the nation's largest solar lenders, filed for bankruptcy in 2024. If you have a Mosaic solar loan, here's what you need to know about your obligations and options.
What Happened to Solar Mosaic?
Solar Mosaic was founded in 2011 and grew to become one of the largest solar lending platforms in the United States, originating billions in solar loans. The company's collapse in 2024 was driven by rising interest rates that made its loan products less competitive and eroded its margins.
Unlike solar installers that go bankrupt, Mosaic's bankruptcy primarily affects your loan servicer — not your solar panels themselves. Your panels will continue to work, but who you pay and under what terms may have changed.
Frequently Asked Questions
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